Initiate Fednow, Wire & Zelle Payments within your website

Get Approved Instantly, Accept Fednow, Wire & Zelle payments just like Credit Cards

Replace Credit Card Payments

Credit card payments are messy, you need to handle disputes, beat fraud, deal with reserves, or account shut down

Real-time status update

Just like Credit Cards, you will get real-time payment approved/declined notification when customer do the purchase or via webhook

No Reserve, No Dispute

No need to worry about disputes, or reserves as all payments are user-initiated directly to your bank and cannot be disputed

Instant Payouts

Payments directly go from the user's bank to yours. If payments are in Fednow & Zelle, you will get payouts instantly

Easy online signup

Approvals are usually instant, once approved, you can immediately start accepting payments

Designed for Developers

It takes less than 10 mins to get approved and to integrate our API to your product just like the video below

Read the docs
Watch demo
5 min

The Best B2B Payment Method

If you are selling to businesses and collecting large payments, we got you covered

  • Fast Update on payment status & Fast/Instant Payouts
    You do not have to wait days to get the result of the payment, or to get payouts. We let you know the status of payment right away, and Fednow & Zelle payments are instant

    Fast Approval with Unlimited Volume Cap
    There is no middleman involved, so there is none putting a cap on your volume or declining your account for a risk

    Eliminate Risk of ACH returns
    As the payment is initiated by end-user, you do not need to worry about ACH returns

10X better than ACH

When you do ACH Pull, even you use tools to check bank balance, you still need to wait 5 days to learn the result of transaction, you still need to get approved from traditional processors, deal with reserves, disputes and more

Replace 3D Secure Card Payments

3D Secure (3DS) is destroying card payments by creating the same friction as bank payments while charging premium interchange fees and call it "more secure". Replace 3ds modal with Myuser 3ds modal and do not pay interchange fees

Pricing

Myuser Payments platform lets you accept Fednow, Zelle, Wire payment methods & instantly reconcile them. We also have invoicing feature for an additional fee.

Open An Account

Starts at

2%
per successful payment
- 1% Discount if you are in Ycombinator batch

$1
per login

$1
per initiated payment